Earn on Equity has been one of Grvt's differentiating and most loved features. The ability to earn real yield on your trading collateral without giving up custody, and without moving funds off the exchange is something most platforms simply don't offer and cannot offer.

The new updated version of the program keeps everything you love about it: the 11% APY ceiling stays. Your funds stay in your trading account.

What changes is what tasks you need to complete to achieve maximum yield, and this change is the reason this program can exist for the long term.

Our Philosophy

At Grvt, we believe every action you take on the platform should work in your favour. When you trade, you contribute to a more liquid, more vibrant exchange. When you refer a friend, you grow a community that benefits everyone. When you hold positions and stay active, you deepen the platform's ecosystem.

That principle runs through everything we build, our points system, our membership tiers, and now Earn on Equity. The more you participate, the more you benefit. Yield shouldn't be different.

The updated Earn on Equity is the expression of that philosophy applied to rewards: a program where your yield grows alongside the platform, backed by real, sustainable income sources that compound over time.

A Program Built to Scale

The core insight behind the new system is simple: the more people trade on Grvt, the healthier the platform, and the more yield we can sustain and grow for everyone.

Instead of one flat rate, Earn on Equity splits the yield into three layers. Each layer is designed to expand as the platform grows:

Layer 1 — Base Yield: 3.5% APY
Your deposits don't sit idle. Grvt deploys them into battle-tested DeFi yield protocols, starting with Aave V3, with more sources coming, and passes that income back to you as a guaranteed base rate. As Grvt evaluates and adds more yield protocols over time, this base rate has room to grow.

Layer 2 — Referral Bonus: +1% APY
Bring a genuine new trader to Grvt and both of you earn a bonus for the cycle. This layer is sized as a healthy, sustainable acquisition incentive, not an uncapped multiplier.

Layer 3 — Volume Boost: up to +6.5% APY
This is the layer that makes the program built for scale. The more active the Grvt trading community becomes, the more the platform can reward its most engaged traders. Your boost is tied to your own rolling 4-week trading volume, the more you trade, the higher your APY. A growing, active exchange means bigger boosts become sustainable for more users over time.

The three layers add up to a maximum of 11% APY, same ceiling as before.

What This Means for You

With the new system, your yield is a direct function of how much you participate in the platform, not a flat reward for simply being here.

The base rate (3.5% APY) is yours just for trading. It's backed by your deposits being put to work across a growing set of DeFi yield protocols, not drawn from a fixed budget. As Grvt adds more yield sources over time, this floor has room to rise.

Everything above 3.5% is earned through activity. Trade more and the volume boost scales your APY up to 11%. Refer a genuine new trader and both of you get a bonus for the cycle. The more engaged you are, the more you earn, and the ceiling stays at 11% either way.

The previous program paid everyone the same rate regardless of contribution. Now Earn on Equity ties your upside to your participation in the platform's growth. That makes it sustainable to run at scale, and gives Grvt the foundation to deploy funds into more diversified yield sources over the long term, rather than relying on a single subsidy to keep the program alive.

The Road Ahead

Earn on Equity was built to give Grvt traders something most exchanges don't offer: real, meaningful yield on the capital you're already deploying to trade. 

This is just the beginning. As the program and the platform mature, we'll be expanding the base yield layer to include tokenized real-world asset (RWA) yields, bringing institutional-grade income sources on-chain and directly into your trading account. And as we connect to more yield protocols and liquidity networks, the range of sources powering your base rate will only broaden.

Every step is in the same direction: more yield, more resilience, more ways for your capital to work for you, all without leaving Grvt.