Our Core Mission Today: The Exchange Designed to Pay You

Global financial markets are moving onto crypto-native rails as infrastructure, regulation, and institutional participation mature. Crypto rails make programmable proof of ownership possible, meaning one balance can work across services without custodial silos. Most platforms today ignore this, and focus only on expanding capital utility (more assets, markets, and instruments) without improving capital productivity. 

The result: your money does one job at a time, and every time you switch functions you pay in fees, delays, and lost yield. We call this capital drag.

Grvt is designed to eliminate that tradeoff by maximizing capital productivity. The same deposit can simultaneously earn yield, back a margin position, and even stay exposed to spot price appreciation. 

This is the natural outcome of a system where capital remains continuously productive, and that’s what we mean by “the exchange designed to pay you”. 

Before reading on, ask yourself one question: how much of my deposited capital is actually working right now? This roadmap is our plan to close that gap across every stage of your capital lifecycle.

The Capital Lifecycle

Today, users’ capital lives in different apps, different protocols, and different accounts across stages of the capital lifecycle. Crypto expanded access but it didn’t eliminate fragmentation.

Grvt aims to maximise capital efficiency by unifying the entire capital lifecycle around a single programmable balance. Instead of managing six apps for six stages, you manage one balance that moves fluidly across all of them, earning while posted as margin, staying productive while idle, remaining usable while in motion.

Here’s what we will build to make it real:

• A yield layer with Prime Brokerage Lending and L1 Yield integrations, so your deposits earn from the moment they land.
• An Investment layer with high-quality managed vaults and institutional-grade investment strategies.
• A multi-market trading venue covering spot and perps across both crypto and TradFi, all from the same account.
• A payments layer so capital can enter, exit, and move without interrupting productivity

Each layer is underpinned by a unified margin system that lets the same asset earn yield, back trades, and hold spot exposure, simultaneously.The roadmap below walks you through how we will build each one.

The Roadmap

Earn: Turning Deposits into Working Capital

Unified Margin: Ending the Earn vs. Trade Tradeoff

Historically, “earn” and “trade” compete for the same asset. USDT in lending cannot serve as margin. USDT posted as margin earns nothing. 

Unified Margin dissolves that boundary. BTC, ETH, stablecoins, and tokenized RWAs can simultaneously:

• Serve as trading collateral across perps and spot
• Generate yield through integrated lending infrastructure
• Remain exposed to spot price appreciation

And as tokenized RWAs mature, treasuries, equities, commodities, they plug directly into Unified Margin. Yield-bearing, margin-eligible, all within one balance. The range of what counts as productive capital keeps expanding.

Prime Brokerage Lending: Yield Tied to Real Trading Demand

A Grvt-native, under-collateralized lending marketplace built on smart contracts, Prime Brokerage Lending connects deposits directly to trading demand inside the venue.

Here’s how it will work: Grvt provides 80% of the loan, the trader puts up 20% equity. The trader’s own capital is the first-loss tranche, it absorbs losses before depositor funds are exposed. If the trader's maintenance margin falls below the required threshold, the position is liquidated automatically by Grvt's controlled liquidation engine.

Yield becomes structurally tied to real market activity inside the same system. “Earn” becomes the fuel for “trade”.

L1 Liquidity Expansion: Broader Yield Reach

To maximize the yield on users’ trading balances, we will expand connectivity across Layer 1 protocols through ZKsync Atlas. We are starting with Aave in March and we will be integrating with more DeFi liquidity sources, giving deposited capital gains access to yield opportunities beyond what’s available inside Grvt alone.

Your capital stays in one place whilst its productive reach extends across protocols. Grvt becomes a trustless yield aggregation layer that you can reuse for margin. 

Trade: One Venue. Every Market

TradFi Perpetuals: Global Equities, FX, and Commodities

We will extend perpetual trading beyond crypto into: 

• Global equities
• Foreign exchange pairs
• Commodities.

Spot Markets

Phase One: Majors with Professional Liquidity

We will launch spots on major crypto pairs, backed by professional market makers ensuring deep, reliable liquidity, tight spreads, and predictable execution from day one. From this foundation we will expand into crypto alts and tokenized real-world assets at a later stage.

Phase Two: Community-Driven Expansion

Beyond curated listings, the process opens to the community. Members stake capital to propose new pairs, staked assets seed initial liquidity, and the community votes to launch markets. Listings become decentralized coordination events, not gatekept approvals.

Invest: From Productive Capital to Autonomous Growth

Inevest is built for capital that wants to work harder without requiring constant attention. We will extend our investment offering by:

• Expanding access to Grvt’s GLP flagship strategy.
• Enriching strategy offerings spanning institutional managers, professional traders, and retail strategists. 
• Enabling AI agents and algorithmic strategies to participate as investment managers within the same framework. 

Pay: Close the Loop

The Capital Lifecycle isn’t complete until capital can enter and exit seamlessly. Beyond earning and trading, Grvt will extend into the most fundamental functions of money: receive it, move it, spend it, without breaking the balance.

We’re building this platform layer in phases:

• P2P Payments: instant, private, QR or link-based payments between Grvt users.
• On/Off Ramps: frictionless on-ramp and off-ramp services via cards and banks.

$GRVT Token

Full tokenomics, including allocation breakdowns, vesting schedules, and distribution mechanics, will be published in March. 

$GRVT will play a critical role in strengthening all layers of the platform: the exchange layer, the yield layer, and the payment layer. Token ownership will give you access to: 

• Better fee rates across perpetuals, spot and payments; 
• Enhanced yield on deposits deployed across DeFi; 
• Protocol revenue share and early access to new markets and products. 

Participation rewards usage: trading volume, payments, TVL, and open interest contribute to better fees, boosted yield, and compounding benefits over time. 

In other words, both holding and using $GRVT will strengthen the exchange's economics, and stronger economics support higher returns for everyone inside the ecosystem.

The Compounding Effect

We’re not building just another feature rich exchange. 

We’re building a system where every layer strengthens the one next to it:

• Unified Margin makes Lending more capital-efficient. 
• Lending makes deposits more productive. 
• Productive deposits attract more capital. 
• More capital deepens liquidity.
• Deeper liquidity improves execution. 
• Better execution attracts more traders. 
• More traders create more lending demand. 
• TradFi and spot markets widen the surface area.
• Payments close the loop. 
• And the cycle continues. 

Everything powered by one simple idea: your money should never sit idle.

And while that future is unfolding, we are already building the exchange that pays you today.